CREDIT ACCEPTANCE CORP CACC
Nasdaq · XNAS · stock · Personal Credit Institutions
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6/9
Piotroski F — financial health
—
Altman Z″ — distress risk
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Dividend payout · no dividend
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $2.3B | $423.9M | — | $1.1B | $1.5B |
| 2024 | $2.2B | $247.9M | — | $1.1B | $1.7B |
| 2023 | $1.9B | $286.1M | — | $1.2B | $1.8B |
| 2022 | $1.8B | $535.8M | — | $1.2B | $1.6B |
| 2021 | $1.9B | $958.3M | — | $1.1B | $1.8B |
| 2020 | $1.7B | $421.0M | — | $976.7M | $2.3B |
Why these scores methodology →
Piotroski F-score: 6/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000885550 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.