Stocktoria

CREDIT ACCEPTANCE CORP CACC

Nasdaq · XNAS · stock · Personal Credit Institutions · website · IPO 1992-06-05

CREDIT ACCEPTANCE CORP statistics & valuation

P / E15.5×
P / S2.8×
P / B4.3×
P / FCF6.2×

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Net margin18.3%11.5%15.0%29.2%51.6%
FCF margin45.4%52.5%63.1%67.4%57.2%
Return on assets4.9%2.8%3.8%7.8%13.6%
Return on equity27.8%14.2%16.3%33.0%52.5%
Revenue growth7.2%13.7%3.8%-1.3%11.2%

Source: SEC EDGAR filings · CIK 0000885550 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.