Stocktoria
CarGurus, Inc. CARG
CarGurus, Inc. (CARG) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $907.0M at a 17.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.48 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-12 | Freedom Broker | Buy (init) |
| 2026-05-28 | Barclays | Overweight (init) |
| 2026-05-11 | RBC Capital | Outperform (main) |
| 2026-05-08 | UBS | Neutral (main) |
| 2026-05-08 | JP Morgan | Neutral (main) |
| 2026-05-08 | Needham | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.276 |
| Retained earnings / assets | 0.547 |
| EBIT / assets | 0.369 |
| Equity / liabilities | 1.301 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CARG | CarGurus, Inc. | 7/9 | 7.44 | 19.1 | +13.7% |
| ATHM | Autohome Inc. | 4/9 | 12.22 | — | -4.3% |
| EVTC | EVERTEC, Inc. | 7/9 | 2.88 | 11.9 | +10.2% |
| NRDS | NERDWALLET, INC. | 7/9 | 6.63 | 12.3 | +21.7% |
| SSTK | Shutterstock, Inc. | 7/9 | 0.56 | 11.5 | +5.8% |
| RAMP | LiveRamp Holdings, Inc. | 6/9 | 9.25 | 15.7 | +9% |
| GDRX | GoodRx Holdings, Inc. | 6/9 | -0.18 | 31.2 | +0.6% |
About CarGurus, Inc.
CarGurus, Inc. operates an online automotive platform for buying and selling vehicles in the United States and internationally. The company offers dealer subscription fees, advertising from auto manufacturers and other brand advertisers, and partnerships with financing services companies. It provides an online automotive marketplace that connects large audience of car shoppers with extensive network of dealers, anchoring integrated suite of products. It also offers Digital Deal which allows consumers the option to start their vehicle purchase process online for eligible listings; Dealership Mode which provides consumers with on-the-lot support during visits to participating dealers through the CarGurus app; Sell My Car Top Dealer Offers which allows dealers to make tailored trade-in offers; and IMV Scan enables dealers to scan a VIN using their smartphone to access IMV data; and PriceVantage, an advanced pricing software powered by machine learning that leverages real-time consumer demand. In addition, the company provides auto manufacturers and others advertiser products, such as brand reinforcement, category sponsorship, automobile segment exclusivity, and consumer segment exposure; Autolist, an online automotive marketplace through mobile applications and a website; and PistonHeads which is an automotive marketplace, auction platform, and editorial site for automotive enthusiasts. The company was formerly known as CarGurus LLC and changed its name to CarGurus, Inc. in June 2015. CarGurus, Inc. was founded in 2005 and is headquartered in Boston, Massachusetts.
FAQ
Is CARG financially healthy?
CarGurus, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does CARG pay a dividend?
No, CarGurus, Inc. does not currently pay a dividend.
How profitable is CARG?
In FY2025, CarGurus, Inc. had a net margin of 17.2% and a return on equity of 41.7%.
Is CARG overvalued or undervalued?
CarGurus, Inc. trades at about 23.8× trailing earnings — below its 10-year norm (10-year range 20.9×–279.2×, median 96.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CARG?
The average Wall-Street price target for CarGurus, Inc. is $37.38, about 1.4% above the recent price, from 13 analysts (consensus: buy).
Is CARG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CarGurus, Inc.: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 19.1×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.