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CARVER BANCORP INC CARV
CARVER BANCORP INC (CARV) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 5.41% (safety: no dividend). FY2025 revenue was $3.0M at a -457.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CARV | CARVER BANCORP INC | 3/9 | — | — | — |
| GBNY | Generations Bancorp NY, Inc. | 3/9 | — | — | — |
| HFBL | Home Federal Bancorp, Inc. of Louisiana | 6/9 | — | 10.4 | — |
| FDSB | Fifth District Bancorp, Inc. | 4/9 | — | 20.8 | — |
| NSTS | NSTS Bancorp, Inc. | 4/9 | — | — | — |
| BYFC | BROADWAY FINANCIAL CORP DE | 4/9 | — | — | — |
| NFBK | Northfield Bancorp, Inc. | 5/9 | — | 786.5 | — |
All Finance, Insurance & Real Estate companies →
About CARVER BANCORP INC
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction and business loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfers, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
FAQ
Is CARV financially healthy?
CARVER BANCORP INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does CARV pay a dividend, and is it safe?
Yes. CARVER BANCORP INC pays a dividend yielding about 5.41% with a None payout ratio, rated “no dividend” for safety.
How profitable is CARV?
In FY2025, CARVER BANCORP INC had a net margin of -457.7% and a return on equity of -46.5%.
Is CARV a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CARVER BANCORP INC: a Piotroski F-score of 3/9, a dividend yield of 5.41%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-03-31. Facts plus Stocktoria's own computed scores — not investment advice.