Stocktoria
CARVER BANCORP INC CARV
OTC · stock · Savings Institution, Federally Chartered · website · IPO 1994-10-25
CARVER BANCORP INC financials (annual, from 10-K)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.0M | $3.0M | $2.9M | $5.0M | $4.2M | — | — | — | — | — |
| SG&A expense | $596,000 | $481,000 | $505,000 | $505,000 | $160,000 | $244,000 | $416,000 | $801,000 | — | — |
| Operating income | — | — | — | — | — | — | — | — | — | -$170,000 |
| Interest expense | — | $11.5M | $4.9M | $2.4M | $4.4M | $5.6M | $6.1M | $5.3M | $4.9M | $4.6M |
| Income tax | $0 | $0 | $0 | $0 | $0 | $0 | $0 | -$33,000 | $119,000 | $128,000 |
| Net income | -$13.7M | -$3.0M | -$4.4M | -$847,000 | -$3.9M | -$5.4M | -$5.9M | $5.4M | -$2.9M | -$2.9M |
| EPS (diluted) | $-2.65 | $-0.61 | $-1.03 | $-0.24 | $-1.14 | $-1.47 | $-1.60 | $0.58 | $-0.77 | $-0.48 |
| Operating cash flow | -$12.6M | -$6.6M | -$10.5M | $7.2M | $2.2M | -$31,000 | -$8.8M | -$5.0M | $827,000 | $420,000 |
| Free cash flow | -$12.9M | -$6.9M | -$10.7M | $7.0M | $2.0M | -$1.3M | -$11.6M | -$6.6M | $565,000 | -$154,000 |
| Cash & equivalents | $50.3M | $59.0M | $42.6M | $61.0M | $75.6M | $47.5M | $31.2M | $134.6M | $58.7M | $63.2M |
| Total assets | $730.0M | $756.8M | $723.2M | $735.3M | $676.7M | $578.8M | $563.7M | $693.9M | $687.9M | $739.1M |
| Total liabilities | $700.4M | $714.5M | $678.0M | $680.2M | $624.4M | $529.9M | $516.6M | $641.9M | $640.5M | $687.2M |
| Shareholders' equity | $29.6M | $42.3M | $45.2M | $55.1M | $52.3M | $48.9M | $47.1M | $52.0M | $47.4M | $54.2M |
Growth · year-over-year · Revenue CAGR -8.1%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +1.5% | +2.0% | -41.8% | +18.5% | — | — | — | — | — | — |
| Net income growth | — | — | — | — | — | — | -210.9% | — | — | — |
| EPS growth | — | — | — | — | — | — | -375.9% | — | — | — |
| Free cash flow growth | — | — | -254.3% | +255.8% | — | — | — | -1265.8% | — | -104.6% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0001016178 · US · as of 2025-03-31. facts plus Stocktoria's own computed scores — not investment advice.