Stocktoria
PATHWARD FINANCIAL, INC. CASH
PATHWARD FINANCIAL, INC. (CASH) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 0.25% (safety: safe). FY2025 revenue was $839.9M at a 22.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CASH | PATHWARD FINANCIAL, INC. | 6/9 | — | 9.9 | +5.3% |
| CBU | COMMUNITY FINANCIAL SYSTEM, INC. | 6/9 | — | 16.8 | +9.6% |
| PRK | PARK NATIONAL CORP /OH/ | 6/9 | — | 18.3 | +2.9% |
| ZION | ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ | 6/9 | — | 10.9 | +3.6% |
| WBHC | WILSON BANK HOLDING CO | 6/9 | — | 243.5 | +14.2% |
| FULT | FULTON FINANCIAL CORP | 3/9 | — | 11.8 | -6.5% |
| HAFC | HANMI FINANCIAL CORP | 6/9 | — | 12.8 | +15.3% |
All Finance, Insurance & Real Estate companies →
About PATHWARD FINANCIAL, INC.
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.
FAQ
Is CASH financially healthy?
PATHWARD FINANCIAL, INC.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does CASH pay a dividend, and is it safe?
Yes. PATHWARD FINANCIAL, INC. pays a dividend yielding about 0.25% with a 2.5% payout ratio, rated “safe” for safety.
How profitable is CASH?
In FY2025, PATHWARD FINANCIAL, INC. had a net margin of 22.1% and a return on equity of 21.7%.
Is CASH overvalued or undervalued?
PATHWARD FINANCIAL, INC. trades at about 10.9× trailing earnings — below its 10-year norm (10-year range 8.0×–18.8×, median 12.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CASH?
The average Wall-Street price target for PATHWARD FINANCIAL, INC. is $107.50, about 25.2% above the recent price, from 2 analysts.
Is CASH a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PATHWARD FINANCIAL, INC.: a Piotroski F-score of 6/9, a P/E of about 9.9×, a dividend yield of 0.25%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.