Stocktoria
PATHWARD FINANCIAL, INC. CASH
PATHWARD FINANCIAL, INC. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $839.9M | $797.4M | $704.5M | $601.1M | $549.9M | $498.8M | $486.8M | — | — | — |
| SG&A expense | $0 | $0 | $0 | — | — | — | — | — | — | — |
| Interest expense | — | — | $10.9M | $4.9M | $6.9M | $33.8M | $61.5M | $28.0M | $14.9M | $4.1M |
| Income tax | $36.3M | $34.1M | $9.6M | $28.0M | $10.7M | $5.7M | -$3.4M | $5.1M | $10.2M | $5.6M |
| Net income | $185.9M | $183.2M | $143.3M | $156.4M | $141.7M | $104.7M | $97.0M | $51.6M | $44.9M | $33.2M |
| EPS (diluted) | $7.87 | $7.20 | $5.24 | $5.26 | $4.38 | $2.94 | $2.49 | $1.67 | $1.61 | $1.30 |
| Operating cash flow | $450.6M | $488.8M | $327.9M | $268.8M | $581.6M | $467.2M | $191.0M | $137.8M | $120.0M | $78.5M |
| Free cash flow | $438.9M | $478.7M | $319.3M | $260.6M | $568.7M | $455.0M | $177.0M | $129.2M | $113.2M | $71.5M |
| Cash & equivalents | $120.6M | $158.3M | $375.6M | $388.0M | $314.0M | $427.4M | $126.5M | $100.0M | $1.3B | $773.8M |
| Total assets | $7.2B | $7.5B | $7.5B | $6.7B | $6.7B | $6.1B | $6.2B | $5.8B | $5.2B | $4.0B |
| Total liabilities | $6.3B | $6.7B | $6.9B | $6.1B | $5.8B | $5.2B | $5.3B | $5.1B | $4.8B | $3.7B |
| Shareholders' equity | $858.0M | $822.5M | $651.6M | $645.2M | $871.9M | $847.3M | $844.0M | $747.7M | $434.5M | $335.0M |
Growth · year-over-year · Revenue CAGR 9.5%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +5.3% | +13.2% | +17.2% | +9.3% | +10.2% | +2.5% | — | — | — | — |
| Net income growth | +1.4% | +27.9% | -8.4% | +10.4% | +35.3% | +8.0% | +87.9% | +14.9% | +35.2% | +84.0% |
| EPS growth | +9.3% | +37.4% | -0.4% | +20.1% | +49.0% | +18.1% | +49.1% | +3.7% | +23.8% | +46.6% |
| Free cash flow growth | -8.3% | +49.9% | +22.5% | -54.2% | +25.0% | +157.0% | +37.0% | +14.2% | +58.3% | +61.9% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.