Stocktoria
CASS INFORMATION SYSTEMS INC CASS
CASS INFORMATION SYSTEMS INC (CASS) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.49% (safety: moderate). FY2025 revenue was $190.8M at a 18.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CASS | CASS INFORMATION SYSTEMS INC | 5/9 | — | 18.9 | +5.3% |
| JANL | JANEL CORP | 6/9 | -0.62 | 9.4 | +13.2% |
| KRKR | 36Kr Holdings Inc. | 3/9 | -19.3 | — | -1.4% |
| SGRP | SPAR Group, Inc. | 2/9 | -4.77 | — | -16.8% |
| AMWL | American Well Corp | 4/9 | -16 | — | -2% |
| DHX | DHI GROUP, INC. | 4/9 | -0.09 | — | -9.9% |
| BAER | Bridger Aerospace Group Holdings, Inc. | 7/9 | — | 24.1 | +24.6% |
About CASS INFORMATION SYSTEMS INC
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.
FAQ
Is CASS financially healthy?
CASS INFORMATION SYSTEMS INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does CASS pay a dividend, and is it safe?
Yes. CASS INFORMATION SYSTEMS INC pays a dividend yielding about 2.49% with a 47.0% payout ratio, rated “moderate” for safety.
How profitable is CASS?
In FY2025, CASS INFORMATION SYSTEMS INC had a net margin of 18.4% and a return on equity of 14.5%.
Is CASS overvalued or undervalued?
CASS INFORMATION SYSTEMS INC trades at about 22.2× trailing earnings — near its 10-year norm (10-year range 17.2×–30.6×, median 24.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CASS?
The average Wall-Street price target for CASS INFORMATION SYSTEMS INC is $52.00, about 10.3% below the recent price, from 2 analysts.
Is CASS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CASS INFORMATION SYSTEMS INC: a Piotroski F-score of 5/9, a P/E of about 18.9×, a dividend yield of 2.49%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.