Stocktoria
CATHAY GENERAL BANCORP CATY
CATHAY GENERAL BANCORP (CATY) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 2.26% (safety: safe). FY2025 revenue was $53.8M at a 585.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-04-27 | Piper Sandler | Underweight (main) |
| 2026-04-23 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-10-23 | DA Davidson | Neutral (main) |
| 2025-10-22 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-07-23 | DA Davidson | Neutral (main) |
| 2025-07-23 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CATY | CATHAY GENERAL BANCORP | 6/9 | — | 13.2 | +2.9% |
| TCBK | TRICO BANCSHARES / | 6/9 | — | 14.2 | +4.1% |
| CPF | CENTRAL PACIFIC FINANCIAL CORP | 7/9 | — | 12.8 | +33.8% |
| MCHB | Mechanics Bancorp | 3/9 | — | 13.9 | +3.3% |
| FBNC | FIRST BANCORP /NC/ | 5/9 | — | 23.7 | -3.6% |
| ORRF | ORRSTOWN FINANCIAL SERVICES INC | 4/9 | — | 10 | +36% |
| IBCP | INDEPENDENT BANK CORP /MI/ | 4/9 | — | 10.9 | +0.3% |
All Finance, Insurance & Real Estate companies →
About CATHAY GENERAL BANCORP
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
FAQ
Is CATY financially healthy?
CATHAY GENERAL BANCORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does CATY pay a dividend, and is it safe?
Yes. CATHAY GENERAL BANCORP pays a dividend yielding about 2.26% with a 29.8% payout ratio, rated “safe” for safety.
How profitable is CATY?
In FY2025, CATHAY GENERAL BANCORP had a net margin of 585.8% and a return on equity of 10.8%.
Is CATY overvalued or undervalued?
CATHAY GENERAL BANCORP trades at about 14.2× trailing earnings — above its 10-year norm (10-year range 8.5×–20.2×, median 11.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CATY?
The average Wall-Street price target for CATHAY GENERAL BANCORP is $58.90, about 8.6% below the recent price, from 5 analysts (consensus: hold).
Is CATY a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CATHAY GENERAL BANCORP: a Piotroski F-score of 6/9, a P/E of about 13.2×, a dividend yield of 2.26%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.