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CATHAY GENERAL BANCORP CATY

Nasdaq · stock · State Commercial Banks · website · IPO 1990-12-14 · LEI

CATHAY GENERAL BANCORP statistics & valuation

Market cap$4.2B
P / E13.2×
P / S77.3×
P / B1.4×
P / FCF11.4×
Dividend yield2.26%
Net margin585.8%
Return on equity10.8%
FCF margin676.0%
Net debt$119.1M
Enterprise value USD$4.3B
Graham number +1.8%$65.60

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($65.60); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
686.40% 971.50% 886.70% 710.00% 763.40% 855.00% 806.40% 547.20% 585.80% 2017201820192020202120222023202320242025
Gross margin (%)
2017201820192020202120222023202320242025
Operating margin (%)
2017201820192020202120222023202320242025
Return on equity (%)
8.90% 12.80% 12.20% 9.50% 12.20% 14.60% 7.30% 12.90% 10.00% 10.80% 2017201820192020202120222023202320242025
Shares outstanding
81.0M 81.6M 80.2M 79.8M 78.6M 74.7M 72.6M 72.9M 72.3M 69.5M 2017201820192020202120222023202320242025
Net debt ($)
-$340.7M -$410.8M $119.1M $119.1M $119.1M $119.1M $119.1M $119.1M $119.1M $119.1M 2017201820192020202120222023202320242025
Share buybacks ($)
2017201820192020202120222023202320242025
Return on assets (%)
1.10% 1.60% 1.50% 1.20% 1.40% 1.60% 0.80% 1.50% 1.20% 1.30% 2017201820192020202120222023202320242025
Free cash flow margin (%)
957.90% 1178.70% 1359.10% 974.60% 846.10% 1100.00% 868.40% 622.80% 676.00% 2017201820192020202120222023202320242025
Debt / equity (×)
0.10× 0.09× 0.05× 0.05× 0.05× 0.05× 0.05× 0.04× 0.04× 0.04× 2017201820192020202120222023202320242025
EPS ($)
$2.17 $3.33 $3.48 $2.87 $3.80 $4.83 $4.86 $3.95 $4.54 2017201820192020202120222023202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CATHAY GENERAL BANCORP trades at about 14.2× earnings — above its 10-year norm (10-year range 8.5×–20.2×, median 11.8×).

8.5× 20.2×

Shaded band = 10-year range (8.5×–20.2×); dot = today's 14.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin585.8%547.2%806.4%—855.0%763.4%710.0%886.7%971.5%686.4%
FCF margin676.0%622.8%868.4%—1100.0%846.1%974.6%1359.1%1178.7%957.9%
Return on assets1.3%1.2%1.5%0.8%1.6%1.4%1.2%1.5%1.6%1.1%
Return on equity10.8%10.0%12.9%7.3%14.6%12.2%9.5%12.2%12.8%8.9%
Debt / equity0.04×0.04×0.04×0.05×0.05×0.05×0.05×0.05×0.09×0.10×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.