Stocktoria

Chubb Ltd CB

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 1993-03-25

Chubb Ltd statistics & valuation

Market cap$132.4B
P / E12.8×
P / S2.2×
P / B1.7×
Dividend yield1.14%
Net margin17.4%
Return on equity12.9%
Net debt$15.7B
Enterprise value USD$148.2B
Graham number -1.3%$338.83

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($338.83); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
13.10% 12.00% 12.10% 13.00% 9.80% 20.90% 12.20% 18.20% 16.60% 17.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.60% 7.50% 7.90% 8.00% 5.90% 14.60% 10.40% 14.20% 13.60% 12.90% 2016201720182019202020212022202320242025
Shares outstanding
466.0M 471.2M 466.8M 458.9M 453.4M 443.2M 423.5M 414.2M 408.5M 401.5M 2016201720182019202020212022202320242025
Net debt ($)
$11.62B $10.83B $10.84B $12.02B $13.20B $13.51B $12.39B $13.04B $14.38B $15.73B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2.60% 2.30% 2.40% 2.50% 1.90% 4.30% 2.60% 3.90% 3.80% 3.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.26× 0.23× 0.24× 0.25× 0.25× 0.26× 0.29× 0.20× 0.21× 0.20× 2016201720182019202020212022202320242025
EPS ($)
$8.87 $8.19 $8.49 $9.71 $7.79 $19.24 $12.39 $21.80 $22.70 $25.68 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Chubb Ltd trades at about 13.4× earnings — below its 10-year norm (10-year range 10.3×–19.1×, median 15.7×).

10.3× 19.1×

Shaded band = 10-year range (10.3×–19.1×); dot = today's 13.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin17.4%16.6%18.2%12.2%20.9%9.8%13.0%12.1%12.0%13.1%
Return on assets3.8%3.8%3.9%2.6%4.3%1.9%2.5%2.4%2.3%2.6%
Return on equity12.9%13.6%14.2%10.4%14.6%5.9%8.0%7.9%7.5%8.6%
Debt / equity0.20×0.21×0.20×0.29×0.26×0.25×0.25×0.24×0.23×0.26×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.