COLONY BANKCORP INC CBAN

NYSE · stock · State Commercial Banks · website · IPO 1958-09-16

COLONY BANKCORP INC statistics & valuation

Market cap$436.7M

P / E66.0×

P / B1.2×

Dividend yield1.84%

Return on equity1.8%

Net debt$258.1M

Enterprise value USD$694.8M

Graham number -44.1%$12.30

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($12.30); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)

Operating margin (%)

Return on equity (%)

Shares outstanding

Net debt ($)

Share buybacks ($)

Return on assets (%)

Free cash flow margin (%)

Debt / equity (×)

EPS ($)

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

COLONY BANKCORP INC trades at about 57.9× earnings — above its 10-year norm (10-year range 9.9×–51.2×, median 12.4×).

9.9× 57.9×

Shaded band = 10-year range (9.9×–51.2×); dot = today's 57.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Return on assets	0.2%	0.8%	0.7%	0.7%	0.7%	0.7%	0.7%	1.0%	0.6%	0.7%
Return on equity	1.8%	8.6%	8.5%	8.5%	8.6%	8.2%	7.8%	12.5%	8.6%	9.3%
Debt / equity	0.69×	0.89×	0.94×	0.88×	0.41×	1.16×	0.66×	—	—	—

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.