Stocktoria
CB Financial Services, Inc. CBFV
CB Financial Services, Inc. (CBFV) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.67% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CBFV | CB Financial Services, Inc. | 3/9 | — | 39.3 | -8.2% |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About CB Financial Services, Inc.
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings and checking accounts, as well as time deposit products. The company's loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties comprising retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, it invests in U.S. treasuries, U.S. government agency securities, mortgage-backed securities (MBS's), collateralized mortgage obligations (CMO's), investment grade corporate bonds, obligations of states and political subdivisions, short-term instruments, collateralized loan obligations (CLO's), and other securities; and equity securities, which includes mutual funds. CB Financial Services, Inc. was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
FAQ
Is CBFV financially healthy?
CB Financial Services, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does CBFV pay a dividend, and is it safe?
Yes. CB Financial Services, Inc. pays a dividend yielding about 2.67% with a 104.7% payout ratio, rated “at-risk” for safety.
How profitable is CBFV?
In FY2025, CB Financial Services, Inc. had a return on equity of 3.1%.
Is CBFV overvalued or undervalued?
CB Financial Services, Inc. trades at about 41.1× trailing earnings — above its 10-year norm (10-year range 5.3×–38.9×, median 12.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CBFV?
The average Wall-Street price target for CB Financial Services, Inc. is $39.33, about 4.0% above the recent price, from 3 analysts (consensus: buy).
Is CBFV a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CB Financial Services, Inc.: a Piotroski F-score of 3/9, a P/E of about 39.3×, a dividend yield of 2.67%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.