Stocktoria
CB Financial Services, Inc. CBFV
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 1994-03-09
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
104.7%
Dividend payout · at-risk
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | — | — | — | — | $43.6M |
| Net income | $4.9M | $12.6M | $22.6M | $11.2M | $11.6M |
| Operating cash flow | $17.8M | $6.8M | $14.2M | $14.2M | $13.1M |
| Free cash flow | $17.2M | $3.4M | $10.9M | $13.6M | $10.7M |
| Total assets | $1.5B | $1.5B | $1.5B | $1.4B | $1.4B |
| Total liabilities | $1.4B | $1.3B | $1.3B | $1.3B | $1.3B |
| Shareholders' equity | $157.5M | $147.4M | $139.8M | $110.2M | $133.1M |
| Ratios | |||||
| Net margin | — | — | — | — | 26.6% |
| FCF margin | — | — | — | — | 24.5% |
| Return on assets | 0.3% | 0.9% | 1.5% | 0.8% | 0.8% |
| Return on equity | 3.1% | 8.5% | 16.1% | 10.2% | 8.7% |
| Revenue growth | — | — | — | — | -8.2% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 55,599 | $1.9M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001605301 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.