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Commerzbank AG CBK.DE

DE · Deutsche Börse Xetra · XETR · stock · Financial Services · website

Commerzbank AG statistics & valuation

Market cap€43.1B
P / E16.4×
P / S3.3×
P / B1.3×
Net margin20.3%
FCF margin-60.9%
Net debt€4.8B
Enterprise value USD$55.3B
Graham number -4.4%€38.09

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€38.09); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
13.80% 18.80% 21.70% 20.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
4.80% 7.00% 7.80% 7.80% 2022202320242025
Shares outstanding
1.08B 1.08B 1.08B 1.08B 2022202320242025
Net debt (€)
-€42.88B -€54.44B -€24.24B €4.81B 2022202320242025
Share buybacks (€)
€0 €122.0M €1.07B €1.53B 2022202320242025
Return on assets (%)
0.30% 0.40% 0.50% 0.40% 2022202320242025
Free cash flow margin (%)
242.40% 163.30% -173.50% -60.90% 2022202320242025
Debt / equity (×)
1.46× 1.51× 1.59× 2.14× 2022202320242025
EPS (€)
€0.99 €1.63 €2.06 €2.06 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Commerzbank AG trades at about 19.3× earnings — above its 10-year norm (10-year range 6.6×–16.8×, median 10.6×).

6.6× 19.3×

Shaded band = 10-year range (6.6×–16.8×); dot = today's 19.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin20.3%21.7%18.8%13.8%
FCF margin-60.9%-173.5%163.3%242.4%
Return on assets0.4%0.5%0.4%0.3%
Return on equity7.8%7.8%7.0%4.8%

Computed from company filings · DE · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.