Stocktoria
Commercial Bancgroup, Inc. CBK
Nasdaq · XNAS · stock · State Commercial Banks · IPO 2025-10-02
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
5.4%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Financials | ||
| Net income | $37.2M | $31.4M |
| Operating cash flow | $37.1M | $38.7M |
| Free cash flow | $35.2M | $35.6M |
| Total assets | $2.3B | $2.3B |
| Total liabilities | $2.0B | $2.1B |
| Shareholders' equity | $285.3M | $220.3M |
| Ratios | ||
| Return on assets | 1.6% | 1.4% |
| Return on equity | 13.0% | 14.3% |
| Debt / equity | 0.28× | 0.48× |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 9,800 | $254,996 |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001981546 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.