Stocktoria
Capital Bancorp Inc CBNK
Capital Bancorp Inc (CBNK) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.27% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CBNK | Capital Bancorp Inc | 4/9 | — | 10 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About Capital Bancorp Inc
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
FAQ
Is CBNK financially healthy?
Capital Bancorp Inc's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does CBNK pay a dividend, and is it safe?
Yes. Capital Bancorp Inc pays a dividend yielding about 1.27% with a 12.8% payout ratio, rated “safe” for safety.
How profitable is CBNK?
In FY2025, Capital Bancorp Inc had a return on equity of 14.2%.
Is CBNK overvalued or undervalued?
Capital Bancorp Inc trades at about 11.1× trailing earnings — above its 10-year norm (10-year range 7.4×–14.6×, median 9.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CBNK?
The average Wall-Street price target for Capital Bancorp Inc is $35.25, about 6.9% below the recent price, from 4 analysts.
Is CBNK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Capital Bancorp Inc: a Piotroski F-score of 4/9, a P/E of about 10.0×, a dividend yield of 1.27%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.