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Capital Bancorp Inc CBNK

Nasdaq · stock · National Commercial Banks · website · IPO 2018-09-26 · LEI

Capital Bancorp Inc statistics & valuation

Market cap$573.5M
P / E10.0×
P / B1.4×
Graham number +13.2%$42.88

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($42.88); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
8.90% 11.10% 12.70% 16.20% 20.20% 18.70% 14.10% 8.70% 14.20% 201720182019202020212022202320242025
Shares outstanding
11.5M 13.7M 14.0M 13.8M 14.1M 14.4M 14.1M 16.7M 16.8M 201720182019202020212022202320242025
Net debt ($)
201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.70% 1.20% 1.20% 1.40% 1.90% 2.00% 1.60% 1.00% 1.60% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
201720182019202020212022202320242025
EPS ($)
$0.62 $1.02 $1.21 $1.87 $2.84 $2.91 $2.55 $2.12 $3.41 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Capital Bancorp Inc trades at about 11.1× earnings — above its 10-year norm (10-year range 7.4×–14.6×, median 9.1×).

7.4× 14.6×

Shaded band = 10-year range (7.4×–14.6×); dot = today's 11.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets1.6%1.0%1.6%2.0%1.9%1.4%1.2%1.2%0.7%
Return on equity14.2%8.7%14.1%18.7%20.2%16.2%12.7%11.1%8.9%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.