Stocktoria

The Commercial Bank (P.S.Q.C.) CBQK.QA

QA · XQAT · XQAT · stock · Financial Services · website

The Commercial Bank (P.S.Q.C.) (CBQK.QA) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 7.39% (safety: moderate). FY2025 revenue was QR 4.7B at a 46.5% net margin.

QR 4.90 high · QR 4.01 low · monthly closes · hover for date & price
4/9
Piotroski F — financial health
Altman Z″ — distress risk
4.8%
Dividend yield 5y avg · moderate · Dividend payout 55.1%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
4 2 4 202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

QR 4.06 as of 2026-07-01 · -17.1% 1y
QR 4.01QR 4.9052-wk
Market cap USD$4.5B
P / E7.5×
Dividend yield 5y avg4.8%
Net margin 5y avg55%
Return on equity 5y avg10.9%
Beta0.43

Analyst price target

QR 4.92 +21.2% vs last
consensus: buy · 8 analysts
target range QR 3.33 – QR 6.00

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 4y · down

How it ranks in Financial Services · percentile among 226 companies

Piotroski Fstronger than 22%
Net marginstronger than 85%
Return on equitystronger than 13%
Revenue growthstronger than 28%

Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 4/9 tests passed

About The Commercial Bank (P.S.Q.C.)

The Commercial Bank (P.S.Q.C.), together with its subsidiaries, engages in the conventional banking, brokerage services, and credit card businesses in Qatar and internationally. The company operates through four segments: Wholesale Banking; Retail Banking; International; and Unallocated, Intra – Group Transaction and Others segments. The Wholesale Banking segment provides various conventional funded and non-funded credit facilities; demand and time deposit services; currency exchange facilities; interest rate swaps and other derivative trading services; and loan syndication and structured financing services, as well as manages money market funds and proprietary investment portfolio. This segment serves corporate, commercial, and multinational customers. The Retail Banking segment offers personal current, savings, time, and investment account services; credit and debit card services; consumer and vehicle loans; residential mortgage services; custodial services to retail and individual customers; and brokerage services. The International segment provides banking services and involves in strategic investments through a network of branches. The Unallocated, Intra - Group Transactions and Others segment undertakes unallocated assets, liabilities and revenues related to central functions and non-core business operations. The company provides insurance products; letters of credit, letters of guarantee, and documentary and commercial letters of credit; foreign exchange and money market placement services; fund transfer services; Internet, mobile, and telephone banking services; and wealth management services, as well as merchant solutions. The Commercial Bank (P.S.Q.C.) was incorporated in 1974 and is based in Doha, Qatar.

FAQ

Is CBQK.QA financially healthy?

The Commercial Bank (P.S.Q.C.)'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).

Does CBQK.QA pay a dividend, and is it safe?

Yes. The Commercial Bank (P.S.Q.C.) pays a dividend yielding about 7.39% with a 55.1% payout ratio, rated “moderate” for safety.

How profitable is CBQK.QA?

In FY2025, The Commercial Bank (P.S.Q.C.) had a net margin of 46.5% and a return on equity of 8.2%.

Is CBQK.QA overvalued or undervalued?

The Commercial Bank (P.S.Q.C.) trades at about 8.1× trailing earnings — below its 10-year norm (10-year range 6.5×–9.7×, median 9.5×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for CBQK.QA?

The average Wall-Street price target for The Commercial Bank (P.S.Q.C.) is QR 4.92, about 21.2% above the recent price, from 8 analysts (consensus: buy).

Is CBQK.QA a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on The Commercial Bank (P.S.Q.C.): a Piotroski F-score of 4/9, a P/E of about 7.5×, a dividend yield of 7.39%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · QA · as of 2025-12-31. Figures in QAR. Facts plus Stocktoria's own computed scores — not investment advice.