Stocktoria
COMMUNITY FINANCIAL SYSTEM, INC. CBU
NYSE · XNYS · stock · National Commercial Banks · website · IPO 1985-11-26
COMMUNITY FINANCIAL SYSTEM, INC. financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $818.0M | $746.3M | $652.1M | $679.4M | — |
| Interest expense | $192.7M | $194.4M | $104.1M | $23.1M | $13.0M |
| Income tax | $64.9M | $54.2M | $36.3M | $52.2M | $51.7M |
| Net income | $210.5M | $182.5M | $131.9M | $188.1M | $189.7M |
| EPS (diluted) | $3.97 | $3.44 | $2.45 | $3.46 | $3.48 |
| Operating cash flow | $301.9M | $242.3M | $228.4M | $214.6M | $202.5M |
| Free cash flow | $233.3M | $221.6M | $209.8M | $201.7M | $189.2M |
| Cash & equivalents | $301.8M | $197.0M | $191.0M | $209.9M | $1.9B |
| Total assets | $17.3B | $16.4B | $15.6B | $15.8B | $15.6B |
| Total liabilities | $15.3B | $14.6B | $13.9B | $14.3B | $13.5B |
| Shareholders' equity | $2.0B | $1.8B | $1.7B | $1.6B | $2.1B |
Source: SEC EDGAR filings · CIK 0000723188 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.