Stocktoria
COMMUNITY FINANCIAL SYSTEM, INC. CBU
NYSE · XNYS · stock · National Commercial Banks · website · IPO 1985-11-26
COMMUNITY FINANCIAL SYSTEM, INC. statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Net margin | 25.7% | 24.5% | 20.2% | 27.7% | — |
| FCF margin | 28.5% | 29.7% | 32.2% | 29.7% | — |
| Return on assets | 1.2% | 1.1% | 0.8% | 1.2% | 1.2% |
| Return on equity | 10.5% | 10.4% | 7.8% | 12.1% | 9.0% |
| Debt / equity | — | 0.56× | — | — | — |
| Revenue growth | 9.6% | 14.4% | -4.0% | — | — |
Source: SEC EDGAR filings · CIK 0000723188 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.