Stocktoria
CBIZ, Inc. CBZ
CBIZ, Inc. (CBZ) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the grey zone. It does not currently pay a dividend. FY2025 revenue was $2.8B at a 4.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.55 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.037 |
| Retained earnings / assets | 0.229 |
| EBIT / assets | 0.053 |
| Equity / liabilities | 0.666 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CBZ | CBIZ, Inc. | 7/9 | 2.05 | 14.7 | +52.1% |
| WEX | WEX Inc. | 5/9 | 1.14 | 15 | +1.2% |
| ETSY | ETSY INC | 5/9 | -1.05 | 45.4 | +2.7% |
| Z | ZILLOW GROUP, INC. | 6/9 | 6.96 | 331.4 | +15.5% |
| CNDT | CONDUENT Inc | 1/9 | — | — | -9.4% |
| MSCI | MSCI Inc. | 7/9 | 4.58 | 33.6 | +9.7% |
| CSGP | COSTAR GROUP, INC. | 5/9 | 5.59 | — | +18.7% |
About CBIZ, Inc.
CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, national technology, and government healthcare consulting services. The Benefits and Insurance Services segment provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware services. The company primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. CBIZ, Inc. was incorporated in 1987 and is headquartered in Independence, Ohio.
FAQ
Is CBZ financially healthy?
CBIZ, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does CBZ pay a dividend?
No, CBIZ, Inc. does not currently pay a dividend.
How profitable is CBZ?
In FY2025, CBIZ, Inc. had a net margin of 4.2% and a return on equity of 6.6%.
Is CBZ overvalued or undervalued?
CBIZ, Inc. trades at about 29.8× trailing earnings — above its 10-year norm (10-year range 17.5×–110.0×, median 21.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CBZ?
The average Wall-Street price target for CBIZ, Inc. is $41.80, about 23.4% below the recent price, from 5 analysts (consensus: buy).
Is CBZ a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CBIZ, Inc.: a Piotroski F-score of 7/9, an Altman Z″ in the grey zone, a P/E of about 14.7×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.