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COASTAL FINANCIAL CORP CCB

Nasdaq · stock · State Commercial Banks · website · IPO 2018-07-18 · LEI

COASTAL FINANCIAL CORP statistics & valuation

P / E25.1×
P / B2.4×
P / FCF4.8×
Graham number -4.9%$46.93

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($46.93); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
8.30% 8.90% 10.60% 10.80% 13.40% 16.70% 15.10% 10.30% 9.60% 201720182019202020212022202320242025
Shares outstanding
9.2M 11.9M 12.2M 12.2M 12.5M 13.5M 13.6M 14.9M 15.4M 201720182019202020212022202320242025
Net debt ($)
201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.70% 1.00% 1.20% 0.90% 1.00% 1.30% 1.20% 1.10% 1.00% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
201720182019202020212022202320242025
EPS ($)
$0.59 $0.91 $1.08 $1.24 $2.16 $3.01 $3.27 $3.26 $3.06 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

COASTAL FINANCIAL CORP trades at about 16.1× earnings — near its 10-year norm (10-year range 12.2×–31.3×, median 16.5×).

12.2× 31.3×

Shaded band = 10-year range (12.2×–31.3×); dot = today's 16.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets1.0%1.1%1.2%1.3%1.0%0.9%1.2%1.0%0.7%
Return on equity9.6%10.3%15.1%16.7%13.4%10.8%10.6%8.9%8.3%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.