Stocktoria
CAPITAL CITY BANK GROUP INC CCBG
CAPITAL CITY BANK GROUP INC (CCBG) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.00% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CCBG | CAPITAL CITY BANK GROUP INC | 4/9 | — | 13.9 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About CAPITAL CITY BANK GROUP INC
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail investment products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Further, the company offers mortgage banking. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.
FAQ
Is CCBG financially healthy?
CAPITAL CITY BANK GROUP INC's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does CCBG pay a dividend, and is it safe?
Yes. CAPITAL CITY BANK GROUP INC pays a dividend yielding about 2.00% with a 27.7% payout ratio, rated “safe” for safety.
How profitable is CCBG?
In FY2025, CAPITAL CITY BANK GROUP INC had a return on equity of 11.1%.
Is CCBG overvalued or undervalued?
CAPITAL CITY BANK GROUP INC trades at about 14.5× trailing earnings — near its 10-year norm (10-year range 9.3×–38.3×, median 15.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CCBG?
The average Wall-Street price target for CAPITAL CITY BANK GROUP INC is $49.00, about 6.4% below the recent price, from 3 analysts.
Is CCBG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CAPITAL CITY BANK GROUP INC: a Piotroski F-score of 4/9, a P/E of about 13.9×, a dividend yield of 2.00%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.