Stocktoria

CAPITAL CITY BANK GROUP INC CCBG

Nasdaq · stock · State Commercial Banks · website · IPO 1994-03-23 · LEI

CAPITAL CITY BANK GROUP INC statistics & valuation

Market cap$854.7M
P / E13.9×
P / B1.5×
P / FCF10.7×
Dividend yield2.00%
Return on equity11.1%
Graham number -2.2%$51.17

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($51.17); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
4.30% 3.80% 8.70% 9.40% 9.80% 8.70% 8.60% 11.90% 10.70% 11.10% 2016201720182019202020212022202320242025
Shares outstanding
17.1M 17.0M 17.1M 16.8M 16.8M 16.9M 17.0M 17.0M 17.0M 17.1M 2016201720182019202020212022202320242025
Net debt ($)
$14.9M $8.6M $6.5M $3.1M $884000 $513000 $314000 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.40% 0.40% 0.90% 1.00% 0.80% 0.80% 0.70% 1.20% 1.20% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.05× 0.03× 0.02× 0.01× 0.00× 0.00× 0.00× 2016201720182019202020212022202320242025
EPS ($)
$0.69 $0.64 $1.54 $1.83 $1.88 $1.98 $1.97 $3.07 $3.12 $3.60 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CAPITAL CITY BANK GROUP INC trades at about 14.5× earnings — near its 10-year norm (10-year range 9.3×–38.3×, median 15.6×).

9.3× 38.3×

Shaded band = 10-year range (9.3×–38.3×); dot = today's 14.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.4%1.2%1.2%0.7%0.8%0.8%1.0%0.9%0.4%0.4%
Return on equity11.1%10.7%11.9%8.6%8.7%9.8%9.4%8.7%3.8%4.3%
Debt / equity——0.00×0.00×0.00×0.01×0.02×0.03×—0.05×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.