Stocktoria
MUNCY COLUMBIA FINANCIAL Corp CCFN
MUNCY COLUMBIA FINANCIAL Corp (CCFN) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.80% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CCFN | MUNCY COLUMBIA FINANCIAL Corp | 4/9 | — | 12 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About MUNCY COLUMBIA FINANCIAL Corp
Muncy Columbia Financial Corporation operates as the bank holding company for Journey Bank that provides banking products and services in Pennsylvania. It offers deposit accounts, including time and demand deposit, checking, money market, interest checking, individual retirement, and repo sweep, as well as statement savings and certificates of deposit; and lending products, such as commercial, consumer, and mortgage loans. The company also provides trust services comprising administration of various estates, pension plans, self-directed IRA's, and other services; and financial services, which include brokerage, stocks, bonds, and other non-insured financial products. It serves individuals and small to medium-sized businesses. The company was formerly known as CCFNB Bancorp, Inc. and changed its name to Muncy Columbia Financial Corporation in November 2023. Muncy Columbia Financial Corporation was founded in 1926 and is headquartered in Bloomsburg, Pennsylvania.
FAQ
Is CCFN financially healthy?
MUNCY COLUMBIA FINANCIAL Corp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does CCFN pay a dividend, and is it safe?
Yes. MUNCY COLUMBIA FINANCIAL Corp pays a dividend yielding about 2.80% with a 33.6% payout ratio, rated “safe” for safety.
How profitable is CCFN?
In FY2025, MUNCY COLUMBIA FINANCIAL Corp had a return on equity of 12.6%.
Is CCFN overvalued or undervalued?
MUNCY COLUMBIA FINANCIAL Corp trades at about 4.5× trailing earnings — below its 10-year norm (10-year range 2.9×–23.4×, median 10.1×). Stocktoria reports the data, not buy/sell advice.
Is CCFN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MUNCY COLUMBIA FINANCIAL Corp: a Piotroski F-score of 4/9, a P/E of about 12.0×, a dividend yield of 2.80%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.