Stocktoria
Cheche Group Inc. CCG
Cheche Group Inc. (CCG) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $3.0B at a -0.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.33 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.17 |
| Retained earnings / assets | -1.487 |
| EBIT / assets | -0.014 |
| Equity / liabilities | 0.317 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CCG | Cheche Group Inc. | 3/9 | -3.5 | — | -13.3% |
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | 5/9 | 0.41 | 161.7 | +21.3% |
| ERIE | ERIE INDEMNITY CO | 3/9 | 7.53 | 19.9 | +7.2% |
| YB | Yuanbao Inc. | 4/9 | — | — | +33.1% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 2.3 | +6% |
| BWIN | Baldwin Insurance Group, Inc. | 2/9 | 0.61 | — | +8.3% |
| HGTY | Hagerty, Inc. | 1/9 | — | — | +17.3% |
All Finance, Insurance & Real Estate companies →
About Cheche Group Inc.
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
FAQ
Is CCG financially healthy?
Cheche Group Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does CCG pay a dividend?
No, Cheche Group Inc. does not currently pay a dividend.
How profitable is CCG?
In FY2025, Cheche Group Inc. had a net margin of -0.6% and a return on equity of -5.0%.
What is the analyst price target for CCG?
The average Wall-Street price target for Cheche Group Inc. is $2.33, about 79.4% below the recent price, from 2 analysts.
Is CCG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Cheche Group Inc.: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.