Stocktoria

Cheche Group Inc. CCGWW

Nasdaq · XNAS · stock · Insurance Agents, Brokers & Service
Chart by TradingView
2/9
Piotroski F — financial health
-3.5
Altman Z″ — distress risk · distress
Dividend payout · no dividend

Financials & ratios (annual, from 10-K)

MetricFY2025FY2024FY2023FY2022
Financials
Revenue$3.0B$3.5B$3.3B$2.7B
Gross profit$160.4M$158.8M$140.2M$142.3M
Operating income-$20.9M-$66.5M-$167.8M-$116.0M
Net income-$17.8M-$61.2M-$159.6M-$91.0M
Operating cash flow-$40.5M-$114.1M-$26.9M-$158.9M
Free cash flow-$40.6M-$115.8M-$27.5M-$160.1M
Total assets$1.5B$1.3B$894.0M$712.5M
Total liabilities$1.1B$932.2M$515.8M$414.2M
Shareholders' equity$355.2M$355.8M$378.2M-$1.3B
Ratios
Gross margin5.3%4.6%4.2%5.3%
Operating margin-0.7%-1.9%-5.1%-4.3%
Net margin-0.6%-1.8%-4.8%-3.4%
FCF margin-1.3%-3.3%-0.8%-6.0%
Return on assets-1.2%-4.8%-17.9%-12.8%
Return on equity-5.0%-17.2%-42.2%7.2%
Debt / equity0.03×
Current ratio1.231.341.561.75
Revenue growth-13.3%5.2%23.2%

Why these scores methodology →

Piotroski F-score: 2/9

  • Positive return on assets
  • Positive operating cash flow
  • Rising ROA
  • Cash flow exceeds net income
  • Lower long-term debt
  • Rising current ratio
  • No share dilution
  • Rising gross margin
  • Rising asset turnover

Altman Z″: -3.5 (distress)

  • Working capital / assets 0.17
  • Retained earnings / assets -1.487
  • EBIT / assets -0.014
  • Equity / liabilities 0.317

Sector peers

IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →

Source: SEC EDGAR filings · CIK 0001965473 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.