Stocktoria
CF BANKSHARES INC. CFBK
CF BANKSHARES INC. (CFBK) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.95% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CFBK | CF BANKSHARES INC. | 4/9 | — | 11.7 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About CF BANKSHARES INC.
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products. In addition, it provides consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, the company offers online and internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is headquartered in Columbus, Ohio.
FAQ
Is CFBK financially healthy?
CF BANKSHARES INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does CFBK pay a dividend, and is it safe?
Yes. CF BANKSHARES INC. pays a dividend yielding about 0.95% with a 11.1% payout ratio, rated “safe” for safety.
How profitable is CFBK?
In FY2025, CF BANKSHARES INC. had a return on equity of 9.5%.
Is CFBK overvalued or undervalued?
CF BANKSHARES INC. trades at about 13.3× trailing earnings — above its 10-year norm (10-year range 3.8×–251.9×, median 10.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CFBK?
The average Wall-Street price target for CF BANKSHARES INC. is $36.00, about 0.6% above the recent price, from 1 analysts (consensus: buy).
Is CFBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CF BANKSHARES INC.: a Piotroski F-score of 4/9, a P/E of about 11.7×, a dividend yield of 0.95%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.