Stocktoria

C & F FINANCIAL CORP CFFI

Nasdaq · stock · State Commercial Banks · website · IPO 1992-01-16 · LEI

C & F FINANCIAL CORP financials (annual)

Revenue
$115.5M $116.8M $118.9M $111.9M $138.1M $135.2M $122.7M $127.3M $127.3M $140.8M 2016201720182019202020212022202320242025
Net income
$13.5M $6.6M $18.0M $18.9M $22.1M $28.7M $29.2M $23.6M $19.8M $26.8M 2016201720182019202020212022202320242025
Free cash flow
$24.5M $21.6M $44.2M -$17.3M -$90.6M $152.6M $87.2M $37.4M $33.3M $22.2M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue$140.8M$127.3M$127.3M$122.7M$135.2M$138.1M$111.9M$118.9M$116.8M$115.5M
Interest expense——$26.4M$7.9M$8.4M$13.4M$14.6M$11.0M$9.6M$9.0M
Income tax$6.1M$4.2M$5.4M$7.6M$9.0M$6.8M$5.1M$4.5M$11.4M$4.5M
Net income$26.8M$19.8M$23.6M$29.2M$28.7M$22.1M$18.9M$18.0M$6.6M$13.5M
EPS (diluted)$8.29$6.01$6.92$8.29$7.95$6.06$5.47$5.15$1.88$3.89
Operating cash flow$24.5M$36.8M$38.8M$90.6M$157.4M-$80.4M-$14.6M$47.6M$25.8M$27.2M
Free cash flow$22.2M$33.3M$37.4M$87.2M$152.6M-$90.6M-$17.3M$44.2M$21.6M$24.5M
Total assets$2.8B$2.6B$2.4B$2.3B$2.3B$2.1B$1.7B$1.5B$1.5B$1.5B
Total liabilities$2.5B$2.3B$2.2B$2.1B$2.1B$1.9B$1.5B$1.4B$1.4B$1.3B
Shareholders' equity$262.3M$227.0M$217.5M$196.2M$211.0M$194.5M$165.3M$152.0M$141.7M$139.2M

Growth · year-over-year · Revenue CAGR 2.2%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue growth+10.6%-0.0%+3.8%-9.3%-2.1%+23.5%-5.9%+1.8%+1.2%+7.2%
Net income growth+35.3%-16.0%-19.1%+1.7%+29.6%+17.3%+4.7%+174.2%-51.2%+7.4%
EPS growth+37.9%-13.2%-16.5%+4.3%+31.2%+10.8%+6.2%+173.9%-51.7%+5.7%
Free cash flow growth-33.4%-10.9%-57.1%-42.9%——-139.2%+104.6%-12.0%+81.4%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.