Stocktoria
CITIZENS FINANCIAL GROUP INC/RI CFG
CITIZENS FINANCIAL GROUP INC/RI (CFG) earns a Piotroski F-score of 7/9 (strong financial health). It pays a dividend yielding 2.54% (safety: moderate). FY2025 revenue was $8.2B at a 22.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-29 | JP Morgan | Overweight (main) |
| 2026-07-21 | Truist Securities | Hold (main) |
| 2026-07-20 | Citigroup | Buy (main) |
| 2026-07-17 | DA Davidson | Buy (main) |
| 2026-07-17 | Stephens & Co. | Equal-Weight (main) |
| 2026-07-17 | Keefe, Bruyette & Woods | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
| FBP | FIRST BANCORP /PR/ | 7/9 | — | 11.8 | +2.4% |
All Finance, Insurance & Real Estate companies →
About CITIZENS FINANCIAL GROUP INC/RI
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
FAQ
Is CFG financially healthy?
CITIZENS FINANCIAL GROUP INC/RI's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak).
Does CFG pay a dividend, and is it safe?
Yes. CITIZENS FINANCIAL GROUP INC/RI pays a dividend yielding about 2.54% with a 41.2% payout ratio, rated “moderate” for safety.
How profitable is CFG?
In FY2025, CITIZENS FINANCIAL GROUP INC/RI had a net margin of 22.2% and a return on equity of 7.0%.
Is CFG overvalued or undervalued?
CITIZENS FINANCIAL GROUP INC/RI trades at about 19.1× trailing earnings — above its 10-year norm (10-year range 9.6×–18.4×, median 14.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CFG?
The average Wall-Street price target for CITIZENS FINANCIAL GROUP INC/RI is $80.59, about 9.0% above the recent price, from 17 analysts (consensus: buy).
Is CFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CITIZENS FINANCIAL GROUP INC/RI: a Piotroski F-score of 7/9, a P/E of about 16.3×, a dividend yield of 2.54%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.