CULLEN/FROST BANKERS, INC. CFR-PB
NYSE · stock · National Commercial Banks
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
39.4%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $121.6M | $648.6M | — | $127.3M | $4.6B |
| 2024 | $106.2M | $582.5M | — | $861.8M | $3.9B |
| 2023 | $93.5M | $598.0M | — | $320.2M | $3.7B |
| 2022 | $91.9M | $579.1M | — | $620.1M | $3.1B |
| 2021 | $83.3M | $443.1M | — | $582.4M | $4.4B |
| 2020 | $80.9M | $331.2M | — | $428.8M | $4.3B |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Severyn Carol Jean | GEVP and Chief Risk Officer | 2026-06-12 | Sell | 837 | $148.29 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000039263 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.