CHEMUNG FINANCIAL CORP CHMG
Nasdaq · XNAS · stock · State Commercial Banks
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3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
41.9%
Dividend payout · moderate
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $15.1M | — | $43.8M | $254.7M |
| 2024 | — | $23.7M | — | $26.2M | $215.3M |
| 2023 | — | $25.0M | — | $30.4M | $195.2M |
| 2022 | — | $28.8M | — | $34.6M | $166.4M |
| 2021 | — | $26.4M | — | $35.1M | $211.5M |
| 2020 | — | $19.3M | — | $27.8M | $199.7M |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000763563 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.