Stocktoria
Chime Financial, Inc. CHYM
Nasdaq · XNAS · stock · Finance Services · website · IPO 2025-06-12
Chart by TradingView
4/9
Piotroski F — financial health
-1.97
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Financials | ||
| Revenue | $2.2B | $1.7B |
| Gross profit | $1.9B | $1.5B |
| Operating income | -$1.0B | -$62.2M |
| Net income | -$1.0B | -$25.3M |
| Operating cash flow | $52.8M | $64.1M |
| Total assets | $2.0B | $1.5B |
| Total liabilities | $562.9M | $501.5M |
| Shareholders' equity | $1.4B | -$1.9B |
| Ratios | ||
| Gross margin | 88.0% | 87.6% |
| Operating margin | -47.6% | -3.7% |
| Net margin | -46.2% | -1.5% |
| Return on assets | -51.4% | -1.7% |
| Return on equity | -72.1% | 1.3% |
| Current ratio | 4.53 | 3.43 |
| Revenue growth | 30.7% | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| TIGER GLOBAL MANAGEMENT LLC | 11,081,780 | $207.6M |
| COATUE MANAGEMENT LLC | 10,071,992 | $188.6M |
| RENAISSANCE TECHNOLOGIES LLC | 818,700 | $15.3M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -1.97 (distress)
- Working capital / assets 0.696
- Retained earnings / assets -1.717
- EBIT / assets -0.529
- Equity / liabilities 2.49
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001795586 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.