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Chime Financial, Inc. CHYM

Nasdaq · stock · Finance Services · website · IPO 2025-06-12

Chime Financial, Inc. statistics & valuation

Market cap$7.7B
P / S3.5×
P / B5.5×
Net margin-46.2%
Return on equity-72.1%
Return on capital-66%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
-1.50% -46.20% 20242025
Gross margin (%)
87.60% 88.00% 20242025
Operating margin (%)
-3.70% -47.60% 20242025
Return on equity (%)
-72.10% 20242025
Shares outstanding
67.0M 236.3M 20242025
Net debt ($)
20242025
Share buybacks ($)
20242025
Return on assets (%)
-1.70% -51.40% 20242025
Free cash flow margin (%)
20242025
Debt / equity (×)
20242025
EPS ($)
-$0.39 -$4.27 20242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024
Gross margin88.0%87.6%
Operating margin-47.6%-3.7%
Net margin-46.2%-1.5%
Return on assets-51.4%-1.7%
Return on equity-72.1%1.3%
Current ratio4.533.43

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.