Stocktoria

CITIZENS, INC. CIA

NYSE · XNYS · stock · Life Insurance · website · IPO 1980-12-04

CITIZENS, INC. statistics & valuation

Market cap$322.5M
P / E22.1×
P / S1.3×
P / B1.4×
P / FCF18.4×

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Net margin5.7%6.1%10.2%11.2%29.0%
FCF margin6.9%12.8%9.0%24.4%15.7%
Return on assets0.8%0.9%1.5%1.6%3.9%
Return on equity6.2%7.1%14.2%20.4%72.7%
Revenue growth4.3%1.8%3.5%-7.2%4.9%

Source: SEC EDGAR filings · CIK 0000024090 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.