Stocktoria

CINCINNATI FINANCIAL CORP CINF

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 1980-03-17 · LEI

CINCINNATI FINANCIAL CORP (CINF) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.84% (safety: safe). FY2025 revenue was $12.6B at a 18.9% net margin.

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67/100
Stocktoria Quality Score · grade B
5/9
Piotroski F — financial health
Altman Z″ — distress risk
2.3%
Dividend yield 5y avg · safe · Dividend payout 21.9%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
5 6 5 6 5 5 3 7 7 5 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$172.47 as of 2026-08-01 · +12.3% 1y
$153.60$185.1452-wk
Market cap USD$28.5B
P / E11.9×
Dividend yield 5y avg2.3%
Net margin 5y avg16.2%
Return on equity 5y avg13.1%
Beta0.55
Employees5,705

Analyst price target

$191.67 +11.1% vs last
consensus: buy · 6 analysts
target range $177.00 – $200.00 · median $192.50
2 buy · 6 hold
Recent analyst actions
DateFirmRating
2026-08-05Keefe, Bruyette & WoodsMarket Perform (main)
2026-07-30B of A SecuritiesNeutral (down)
2026-07-28Roth CapitalBuy (main)
2026-07-15Piper SandlerNeutral (main)
2026-07-08Keefe, Bruyette & WoodsMarket Perform (down)
2026-05-26Piper SandlerNeutral (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$9.03
Forward P / E19.1×

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Revenue trend · last 10y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 70%
Net marginstronger than 63%
Return on equitystronger than 85%
Revenue growthstronger than 67%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 5/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
CINFCINCINNATI FINANCIAL CORP5/911.9+11.4%
RNRRENAISSANCERE HOLDINGS LTD6/95.1+9.9%
WRBBERKLEY W R CORP4/914.3+7.8%
CNACNA FINANCIAL CORP7/910.2+5%
MKLMARKEL GROUP INC.5/911.4+4.7%
AFGAMERICAN FINANCIAL GROUP INC4/913.7-1.8%
EGEVEREST GROUP, LTD.4/98.8+1.2%

All Finance, Insurance & Real Estate companies →

About CINCINNATI FINANCIAL CORP

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

FAQ

Is CINF financially healthy?

CINCINNATI FINANCIAL CORP's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).

Does CINF pay a dividend, and is it safe?

Yes. CINCINNATI FINANCIAL CORP pays a dividend yielding about 1.84% with a 21.9% payout ratio, rated “safe” for safety.

How profitable is CINF?

In FY2025, CINCINNATI FINANCIAL CORP had a net margin of 18.9% and a return on equity of 15.0%.

Is CINF overvalued or undervalued?

CINCINNATI FINANCIAL CORP trades at about 11.4× trailing earnings — near its 10-year norm (10-year range 6.5×–46.4×, median 11.2×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for CINF?

The average Wall-Street price target for CINCINNATI FINANCIAL CORP is $191.67, about 11.1% above the recent price, from 6 analysts (consensus: buy).

Is CINF a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on CINCINNATI FINANCIAL CORP: a Piotroski F-score of 5/9, a P/E of about 11.9×, a dividend yield of 1.84%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.