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CIVISTA BANCSHARES, INC. CIVB

Nasdaq · stock · State Commercial Banks · website · IPO 1993-10-27 · LEI

CIVISTA BANCSHARES, INC. financials (annual)

Revenue
$13.3M $13.6M $15.3M $17.8M $16.9M $19.6M $24.5M $30.4M $19.1M $19.0M 2016201720182019202020212022202320242025
Net income
$17.2M $15.9M $14.1M $33.9M $32.2M $40.5M $39.4M $43.0M $31.7M $46.2M 2016201720182019202020212022202320242025
Free cash flow
$15.3M $19.8M $18.2M $35.6M $30.7M $38.8M $18.7M $59.3M $44.1M $42.1M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue$19.0M$19.1M$30.4M$24.5M$19.6M$16.9M$17.8M$15.3M$13.6M$13.3M
Interest expense——$57.2M$16.0M$9.6M$10.1M$13.0M$7.6M$4.1M$3.3M
Income tax$9.0M$4.9M$7.6M$7.6M$7.8M$4.9M$5.7M$2.6M$6.4M$6.6M
Net income$46.2M$31.7M$43.0M$39.4M$40.5M$32.2M$33.9M$14.1M$15.9M$17.2M
EPS (diluted)$2.64$2.01$2.73$2.60$2.63$2.00$2.01$1.02$1.28$1.57
Operating cash flow$43.3M$48.2M$62.7M$25.2M$40.8M$32.7M$38.8M$19.6M$20.8M$17.7M
Free cash flow$42.1M$44.1M$59.3M$18.7M$38.8M$30.7M$35.6M$18.2M$19.8M$15.3M
Total assets$4.3B$4.1B$3.9B$3.6B$3.0B$2.8B$2.3B$2.1B$1.5B$1.4B
Total liabilities$3.8B$3.7B$3.5B$3.3B$2.7B$2.4B$2.0B$1.8B$1.3B$1.2B
Shareholders' equity$543.5M$388.5M$372.0M$328.8M$355.2M$350.1M$330.1M$298.9M$184.5M$137.6M

Growth · year-over-year · Revenue CAGR 4.1%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue growth-0.5%-37.2%+24.1%+25.0%+15.9%-4.7%+16.1%+12.3%+2.5%—
Net income growth+45.9%-26.3%+9.0%-2.8%+26.0%-5.0%+139.6%-10.9%-7.8%+35.1%
EPS growth+31.3%-26.4%+5.0%-1.1%+31.5%-0.5%+97.1%-20.3%-18.5%+34.2%
Free cash flow growth-4.4%-25.7%+217.4%-51.9%+26.6%-13.8%+96.1%-8.3%+29.7%+16.8%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.