Stocktoria
Columbia Financial, Inc. CLBK
Columbia Financial, Inc. (CLBK) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2025-11-24 | Piper Sandler | Neutral (main) |
| 2025-05-01 | Piper Sandler | Neutral (main) |
| 2024-05-01 | Piper Sandler | Neutral (main) |
| 2024-03-26 | Piper Sandler | Neutral (main) |
| 2024-01-26 | Piper Sandler | Neutral (main) |
| 2023-10-26 | Piper Sandler | Neutral (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CLBK | Columbia Financial, Inc. | 5/9 | — | 41.9 | — |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 12.6 | +1.8% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
All Finance, Insurance & Real Estate companies →
About Columbia Financial, Inc.
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. operates as a subsidiary of Columbia Bank MHC.
FAQ
Is CLBK financially healthy?
Columbia Financial, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does CLBK pay a dividend?
No, Columbia Financial, Inc. does not currently pay a dividend.
How profitable is CLBK?
In FY2025, Columbia Financial, Inc. had a return on equity of 4.5%.
Is CLBK overvalued or undervalued?
Columbia Financial, Inc. trades at about 22.8× trailing earnings — above its 10-year norm (10-year range 10.9×–33.7×, median 14.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CLBK?
The average Wall-Street price target for Columbia Financial, Inc. is $19.00, about 63.1% above the recent price, from 2 analysts.
Is CLBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Columbia Financial, Inc.: a Piotroski F-score of 5/9, a P/E of about 41.9×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.