Stocktoria
Columbia Financial, Inc. CLBK
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered · website · IPO 2018-04-20
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $51.8M | -$11.7M | $36.1M | $86.2M | $92.0M |
| Operating cash flow | $68.4M | $33.3M | $40.7M | $142.2M | $98.7M |
| Free cash flow | $58.6M | $25.9M | $33.1M | $135.0M | $93.2M |
| Total assets | $11.0B | $10.5B | $10.6B | $10.4B | $9.2B |
| Total liabilities | $9.9B | $9.4B | $9.6B | $9.4B | $8.1B |
| Shareholders' equity | $1.2B | $1.1B | $1.0B | $1.1B | $1.1B |
| Ratios | |||||
| Return on assets | 0.5% | -0.1% | 0.3% | 0.8% | 1.0% |
| Return on equity | 4.5% | -1.1% | 3.5% | 8.2% | 8.5% |
| Debt / equity | 1.02× | 1.00× | 1.47× | 1.07× | 0.35× |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 676,066 | $11.8M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001723596 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.