Stocktoria
CNFinance Holdings Ltd. CNF
NYSE · stock · Finance Services · website · IPO 2018-11-07
CNFinance Holdings Ltd. financials (annual)
Bars are annual figures from 2017 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| R&D expense | $3.8M | $1.0M | $1.8M | $760,465 | $1.6M | $10.0M | $2.4M | $1.4M | $4.8M |
| Operating income | -$182.8M | -$399.8M | -$381.3M | -$338.6M | -$380.9M | — | — | — | — |
| Interest expense | — | — | — | — | $775.6M | $731.3M | $1.3B | $1.9B | $1.4B |
| Income tax | -$113.7M | $10.5M | $41.0M | $37.2M | $28.6M | $47.8M | $186.4M | $296.8M | $276.0M |
| Net income | — | — | — | $135.4M | $65.2M | $114.9M | $534.6M | $860.9M | $532.7M |
| EPS (diluted) | $-0.34 | $0.03 | $0.11 | $0.09 | $0.05 | $0.08 | $0.36 | $0.62 | $0.40 |
| Operating cash flow | $84.4M | $757.2M | $1.7B | $919.3M | $689.7M | $1.1B | $1.3B | $1.3B | $1.3B |
| Free cash flow | $80.9M | $749.3M | $1.6B | $829.4M | $685.9M | $1.1B | $1.3B | $1.3B | $1.3B |
| Cash & equivalents | $338.2M | $1.2B | $2.0B | $1.8B | $2.2B | $2.0B | $1.7B | $3.2B | $1.2B |
| Inventory | — | — | $1.8B | $1.7B | $1.8B | $1.9B | — | — | — |
| Total assets | $10.2B | $15.0B | $16.4B | $14.5B | $14.4B | $12.2B | $13.0B | $19.4B | $18.2B |
| Total liabilities | $6.7B | $11.0B | $12.4B | $10.5B | $10.6B | $8.5B | $9.4B | $16.3B | $16.4B |
| Shareholders' equity | $3.6B | $4.1B | $4.0B | $3.9B | $3.8B | $3.7B | $3.6B | $3.0B | $1.8B |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Net income growth | — | — | — | +107.6% | -43.2% | -78.5% | -37.9% | +61.6% | — |
| EPS growth | -1233.3% | -72.7% | +22.2% | +80.0% | -37.5% | -77.8% | -41.9% | +55.0% | — |
| Free cash flow growth | -89.2% | -52.9% | +91.9% | +20.9% | -38.6% | -13.8% | -1.2% | +3.4% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.