Stocktoria

CNFinance Holdings Ltd. CNF

NYSE · stock · Finance Services · website · IPO 2018-11-07

CNFinance Holdings Ltd. statistics & valuation

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
29.10% 28.30% 14.90% 3.10% 1.70% 3.40% 201720182019202020212022202320242025
Shares outstanding
1.33B 1.39B 1.47B 1.53B 1.53B 1.56B 1.56B 1.56B 1.37B 201720182019202020212022202320242025
Net debt ($)
$219.4M -$225.5M -$621.7M -$132.9M 201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
2.90% 4.40% 4.10% 0.90% 0.50% 0.90% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
0.51× 0.44× 0.14× 0.06× 201720182019202020212022202320242025
EPS ($)
$0.40 $0.62 $0.36 $0.08 $0.05 $0.09 $0.11 $0.03 -$0.34 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CNFinance Holdings Ltd. trades at about 76.3× earnings — below its 10-year norm (10-year range 95.2×–656×, median 221.1×).

76.3× 656×

Shaded band = 10-year range (95.2×–656×); dot = today's 76.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets———0.9%0.5%0.9%4.1%4.4%2.9%
Return on equity———3.4%1.7%3.1%14.9%28.3%29.1%
Debt / equity0.06×0.14×0.44×0.51×—————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.