Stocktoria
CNO Financial Group, Inc. CNO
CNO Financial Group, Inc. (CNO) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.35% (safety: safe). FY2025 revenue was $4.5B at a 5.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-01 | Evercore ISI Group | In-Line (up) |
| 2026-05-05 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-02-18 | Evercore ISI Group | Underperform (main) |
| 2025-12-23 | Piper Sandler | Overweight (main) |
| 2025-12-15 | Jefferies | Buy (up) |
| 2025-10-09 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CNO | CNO Financial Group, Inc. | 4/9 | — | 21.4 | +0.9% |
| PREJF | PARTNERRE LTD | 6/9 | — | — | +59.3% |
| UNM | Unum Group | 4/9 | — | 19.7 | +1.5% |
| PFG | PRINCIPAL FINANCIAL GROUP INC | 5/9 | — | 19.6 | -3.1% |
| AFL | AFLAC INC | 3/9 | — | 16.8 | -9.3% |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About CNO Financial Group, Inc.
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single-premium deferred annuities; flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees, lesser degree, and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.
FAQ
Is CNO financially healthy?
CNO Financial Group, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does CNO pay a dividend, and is it safe?
Yes. CNO Financial Group, Inc. pays a dividend yielding about 1.35% with a 28.9% payout ratio, rated “safe” for safety.
How profitable is CNO?
In FY2025, CNO Financial Group, Inc. had a net margin of 5.1% and a return on equity of 8.7%.
Is CNO overvalued or undervalued?
CNO Financial Group, Inc. trades at about 23.6× trailing earnings — above its 10-year norm (10-year range 4.8×–24.1×, median 10.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CNO?
The average Wall-Street price target for CNO Financial Group, Inc. is $49.50, about 8.8% below the recent price, from 4 analysts.
Is CNO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CNO Financial Group, Inc.: a Piotroski F-score of 4/9, a P/E of about 21.4×, a dividend yield of 1.35%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.