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CNO Financial Group, Inc. CNO

NYSE · stock · Accident & Health Insurance · website · IPO 1985-11-15 · LEI

CNO Financial Group, Inc. statistics & valuation

Market cap$4.9B
P / E21.4×
P / S1.1×
P / B1.9×
Dividend yield1.35%
Net margin5.1%
Return on equity8.7%
Graham number -31.9%$36.98

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($36.98); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
9.00% 4.10% -7.30% 10.20% 7.90% 13.80% 17.60% 6.70% 9.50% 5.10% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
10.60% 8.80% 9.20% 12.10% 12.50% 13.00% 11.10% 12.40% 12.30% 2016201720182019202020212022202320242025
Return on equity (%)
8.00% 3.60% -9.30% 8.80% 5.50% 15.50% 35.70% 12.50% 16.70% 8.70% 2016201720182019202020212022202320242025
Shares outstanding
178.3M 172.1M 165.5M 157.1M 143.2M 131.1M 117.7M 115.1M 108.1M 99.8M 2016201720182019202020212022202320242025
Net debt ($)
$244.7M $157.3M $260.2M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.50% -1.00% 1.20% 0.90% 1.60% 1.90% 0.80% 1.10% 0.60% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.20× 0.19× 0.27× 2016201720182019202020212022202320242025
EPS ($)
$2.01 $1.02 -$1.90 $2.61 $2.11 $4.35 $5.36 $2.40 $3.89 $2.30 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CNO Financial Group, Inc. trades at about 23.6× earnings — above its 10-year norm (10-year range 4.8×–24.1×, median 10.3×).

4.8× 24.1×

Shaded band = 10-year range (4.8×–24.1×); dot = today's 23.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin12.3%12.4%11.1%13.0%12.5%12.1%9.2%8.8%10.6%—
Net margin5.1%9.5%6.7%17.6%13.8%7.9%10.2%-7.3%4.1%9.0%
Return on assets0.6%1.1%0.8%1.9%1.6%0.9%1.2%-1.0%0.5%1.1%
Return on equity8.7%16.7%12.5%35.7%15.5%5.5%8.8%-9.3%3.6%8.0%
Debt / equity———————0.27×0.19×0.20×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.