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CAPITAL ONE FINANCIAL CORP COF

NYSE · stock · National Commercial Banks · website · IPO 1994-11-16 · LEI

CAPITAL ONE FINANCIAL CORP statistics & valuation

Market cap$125.7B
P / E51.2×
P / S2.4×
P / B1.1×
P / FCF4.8×
Dividend yield1.21%
Net margin4.6%
Return on equity2.2%
FCF margin48.9%
Graham number -42.3%$128.38

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($128.38); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
14.70% 7.30% 21.40% 19.40% 9.50% 40.70% 21.50% 13.30% 12.10% 4.60% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.90% 4.10% 11.60% 9.60% 4.50% 20.30% 14.00% 8.40% 7.80% 2.20% 2016201720182019202020212022202320242025
Shares outstanding
509.8M 488.6M 483.1M 469.9M 459.0M 444.2M 393.2M 383.4M 383.6M 625.1M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.50% 1.60% 1.40% 0.60% 2.90% 1.60% 1.00% 1.00% 0.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
43.40% 48.30% 43.10% 55.10% 56.10% 38.20% 37.60% 53.30% 43.30% 48.90% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$6.89 $3.49 $11.82 $11.05 $5.18 $26.94 $17.91 $11.95 $11.59 $4.03 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CAPITAL ONE FINANCIAL CORP trades at about 55.2× earnings — above its 10-year norm (10-year range 5.4×–54.3×, median 12.7×).

5.4× 55.2×

Shaded band = 10-year range (5.4×–54.3×); dot = today's 55.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin4.6%12.1%13.3%21.5%40.7%9.5%19.4%21.4%7.3%14.7%
FCF margin48.9%43.3%53.3%37.6%38.2%56.1%55.1%43.1%48.3%43.4%
Return on assets0.4%1.0%1.0%1.6%2.9%0.6%1.4%1.6%0.5%1.1%
Return on equity2.2%7.8%8.4%14.0%20.3%4.5%9.6%11.6%4.1%7.9%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.