Stocktoria

COFACE SA COFA.PA

FR · Euronext Paris · XPAR · stock · Financial Services · website

COFACE SA statistics & valuation

Market cap€2.4B
P / E10.8×
P / S1.4×
P / B1.1×
P / FCF11.3×
Net margin13.4%
FCF margin12.8%
Net debt€1.8B
Enterprise value USD$4.9B
Graham number +38.6%€22.26

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€22.26); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
15.30% 15.00% 15.80% 13.40% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
11.90% 11.70% 11.90% 10.00% 2022202320242025
Shares outstanding
149.5M 149.5M 149.5M 149.5M 2022202320242025
Net debt (€)
€1.85B €2.06B €1.88B €1.84B 2022202320242025
Share buybacks (€)
€3.4M €4.5M €0 €5.8M 2022202320242025
Return on assets (%)
3.20% 3.00% 3.20% 2.70% 2022202320242025
Free cash flow margin (%)
26.90% 16.80% 19.80% 12.80% 2022202320242025
Debt / equity (×)
1.19× 1.25× 1.09× 1.06× 2022202320242025
EPS (€)
€1.61 €1.61 €1.75 €1.49 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

COFACE SA trades at about 10.8× earnings — above its 10-year norm (10-year range 7.8×–10.4×, median 8.9×).

7.8× 10.8×

Shaded band = 10-year range (7.8×–10.4×); dot = today's 10.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin13.4%15.8%15.0%15.3%
FCF margin12.8%19.8%16.8%26.9%
Return on assets2.7%3.2%3.0%3.2%
Return on equity10.0%11.9%11.7%11.9%
Debt / equity1.03×1.06×1.21×1.15×

Computed from company filings · FR · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.