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CHOICEONE FINANCIAL SERVICES INC COFS
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2001-06-21
CHOICEONE FINANCIAL SERVICES INC financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $227.6M | $139.1M | $113.9M | $89.1M | — |
| Interest expense | — | — | $33.1M | $7.7M | $4.0M |
| Income tax | $6.0M | $6.4M | $4.3M | $4.0M | $4.5M |
| Net income | $28.2M | $26.7M | $21.3M | $23.6M | $22.0M |
| EPS (diluted) | $2.01 | $3.25 | $2.82 | $3.15 | $2.86 |
| Operating cash flow | $31.8M | $47.1M | $46.3M | $44.3M | $37.7M |
| Free cash flow | $25.2M | $45.4M | $42.1M | $43.2M | $34.9M |
| Cash & equivalents | $88.0M | $96.8M | $55.4M | $43.9M | $31.9M |
| Total assets | $4.4B | $2.7B | $2.6B | $2.4B | $2.4B |
| Total liabilities | $3.9B | $2.5B | $2.4B | $2.2B | $2.1B |
| Shareholders' equity | $465.4M | $260.4M | $195.6M | $160.8M | $221.7M |
Source: SEC EDGAR filings · CIK 0000803164 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.