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CHOICEONE FINANCIAL SERVICES INC COFS

Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2001-06-21

CHOICEONE FINANCIAL SERVICES INC statistics & valuation

Market cap$492.4M
P / E17.5×
P / S2.2×
P / B1.1×
P / FCF19.5×

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Net margin12.4%19.2%18.7%26.5%
FCF margin11.1%32.6%37.0%48.4%
Return on assets0.6%1.0%0.8%1.0%0.9%
Return on equity6.1%10.3%10.9%14.7%9.9%
Revenue growth63.6%22.1%27.8%

Source: SEC EDGAR filings · CIK 0000803164 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.