Stocktoria
COLUMBIA BANKING SYSTEM, INC. COLB
COLUMBIA BANKING SYSTEM, INC. (COLB) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.60% (safety: stretched). FY2025 revenue was $177.0M at a 310.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-10 | Wells Fargo | Equal-Weight (main) |
| 2026-08-03 | Barclays | Equal-Weight (main) |
| 2026-07-24 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-07-24 | RBC Capital | Sector Perform (main) |
| 2026-07-24 | Barclays | Equal-Weight (main) |
| 2026-07-24 | Stephens & Co. | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| COLB | COLUMBIA BANKING SYSTEM, INC. | 3/9 | — | 16.9 | +18.8% |
| ACNB | ACNB CORP | 5/9 | — | 16.7 | +45.1% |
| CFFI | C & F FINANCIAL CORP | 5/9 | — | 10.5 | +10.6% |
| WAL | WESTERN ALLIANCE BANCORPORATION | 4/9 | — | 9.2 | +99.7% |
| MNSB | MainStreet Bancshares, Inc. | 4/9 | — | 11.4 | -1.6% |
| COFS | CHOICEONE FINANCIAL SERVICES INC | 4/9 | — | 17.5 | +63.6% |
| WASH | WASHINGTON TRUST BANCORP INC | 5/9 | — | 12.8 | +127.6% |
All Finance, Insurance & Real Estate companies →
About COLUMBIA BANKING SYSTEM, INC.
Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.
FAQ
Is COLB financially healthy?
COLUMBIA BANKING SYSTEM, INC.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does COLB pay a dividend, and is it safe?
Yes. COLUMBIA BANKING SYSTEM, INC. pays a dividend yielding about 3.60% with a 60.9% payout ratio, rated “stretched” for safety.
How profitable is COLB?
In FY2025, COLUMBIA BANKING SYSTEM, INC. had a net margin of 310.7% and a return on equity of 7.0%.
Is COLB overvalued or undervalued?
COLUMBIA BANKING SYSTEM, INC. trades at about 14.0× trailing earnings — near its 10-year norm (10-year range 10.8×–23.2×, median 14.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for COLB?
The average Wall-Street price target for COLUMBIA BANKING SYSTEM, INC. is $34.14, about 5.9% above the recent price, from 14 analysts (consensus: buy).
Is COLB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on COLUMBIA BANKING SYSTEM, INC.: a Piotroski F-score of 3/9, a P/E of about 16.9×, a dividend yield of 3.60%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.