Stocktoria
CoastalSouth Bancshares, Inc. COSO
CoastalSouth Bancshares, Inc. (COSO) earns a Piotroski F-score of 4/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $2.0M at a 1254.0% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| COSO | CoastalSouth Bancshares, Inc. | 4/9 | — | 13.1 | — |
| FVCB | FVCBankcorp, Inc. | 6/9 | — | 14.3 | — |
| BWFG | Bankwell Financial Group, Inc. | 4/9 | — | 13.5 | — |
| FUSB | FIRST US BANCSHARES, INC. | 5/9 | — | 15.6 | — |
| PCB | PCB BANCORP | 4/9 | — | 10.7 | — |
| FCCO | FIRST COMMUNITY CORP /SC/ | 3/9 | — | 16.2 | — |
| OPBK | OP Bancorp | 4/9 | — | 8.9 | — |
All Finance, Insurance & Real Estate companies →
About CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.
FAQ
Is COSO financially healthy?
CoastalSouth Bancshares, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does COSO pay a dividend?
No, CoastalSouth Bancshares, Inc. does not currently pay a dividend.
How profitable is COSO?
In FY2025, CoastalSouth Bancshares, Inc. had a net margin of 1254.0% and a return on equity of 9.6%.
What is COSO's P/E ratio?
CoastalSouth Bancshares, Inc.'s trailing price-to-earnings (P/E) ratio is about 13.1×, based on its latest annual earnings.
What is the analyst price target for COSO?
The average Wall-Street price target for CoastalSouth Bancshares, Inc. is $30.00, about 8.1% above the recent price, from 2 analysts.
Is COSO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CoastalSouth Bancshares, Inc.: a Piotroski F-score of 4/9, a P/E of about 13.1×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.