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CENTRAL PACIFIC FINANCIAL CORP CPF
CENTRAL PACIFIC FINANCIAL CORP (CPF) earns a Piotroski F-score of 7/9 (strong financial health). It pays a dividend yielding 2.97% (safety: safe). FY2025 revenue was $51.8M at a 149.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CPF | CENTRAL PACIFIC FINANCIAL CORP | 7/9 | — | 12.8 | +33.8% |
| TCBK | TRICO BANCSHARES / | 6/9 | — | 14.2 | +4.1% |
| CATY | CATHAY GENERAL BANCORP | 6/9 | — | 13.2 | +2.9% |
| MCHB | Mechanics Bancorp | 3/9 | — | 13.9 | +3.3% |
| ORRF | ORRSTOWN FINANCIAL SERVICES INC | 4/9 | — | 10 | +36% |
| FBNC | FIRST BANCORP /NC/ | 5/9 | — | 23.7 | -3.6% |
| IBCP | INDEPENDENT BANK CORP /MI/ | 4/9 | — | 10.9 | +0.3% |
All Finance, Insurance & Real Estate companies →
About CENTRAL PACIFIC FINANCIAL CORP
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, financial advisory, and estate planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.
FAQ
Is CPF financially healthy?
CENTRAL PACIFIC FINANCIAL CORP's Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak).
Does CPF pay a dividend, and is it safe?
Yes. CENTRAL PACIFIC FINANCIAL CORP pays a dividend yielding about 2.97% with a 37.9% payout ratio, rated “safe” for safety.
How profitable is CPF?
In FY2025, CENTRAL PACIFIC FINANCIAL CORP had a net margin of 149.5% and a return on equity of 13.1%.
Is CPF overvalued or undervalued?
CENTRAL PACIFIC FINANCIAL CORP trades at about 13.5× trailing earnings — near its 10-year norm (10-year range 8.4×–22.1×, median 14.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CPF?
The average Wall-Street price target for CENTRAL PACIFIC FINANCIAL CORP is $39.00, about 0.7% above the recent price, from 2 analysts.
Is CPF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CENTRAL PACIFIC FINANCIAL CORP: a Piotroski F-score of 7/9, a P/E of about 12.8×, a dividend yield of 2.97%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.