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Capitec Limited CPI.JO
ZA · Johannesburg Stock Exchange · XJSE · stock · Financial Services · website
Capitec Limited financials (annual)
Bars are annual figures from 2023 to 2026; red bars are negative (a loss or cash outflow).
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue | R 52.1B | R 43.8B | R 36.0B | R 29.8B |
| SG&A expense | R 1.4B | R 1.1B | — | — |
| Interest expense | R 9.2B | R 10.0B | R 9.3B | R 7.0B |
| Income tax | R 5.3B | R 4.0B | R 2.9B | R 2.5B |
| Net income | R 16.8B | R 13.7B | R 10.6B | R 9.2B |
| EPS (diluted) | R 145.43 | R 118.78 | R 91.37 | R 79.11 |
| Operating cash flow | R 18.9B | R 24.9B | R 17.1B | R 4.3B |
| Free cash flow | R 17.8B | R 23.5B | R 16.0B | R 3.1B |
| Cash & equivalents | R 29.6B | R 29.3B | R 22.6B | R 27.8B |
| Goodwill | R 1.1B | R 1.1B | R 849.5M | R 849.5M |
| Total assets | R 263.3B | R 238.5B | R 207.6B | R 190.6B |
| Total debt | R 3.6B | R 5.3B | R 5.4B | R 4.7B |
| Total liabilities | R 203.8B | R 187.6B | R 164.0B | R 152.7B |
| Shareholders' equity | R 59.5B | R 50.9B | R 43.5B | R 37.9B |
| Share buybacks | R 45.5M | R 34.0M | R 43.2M | R 123.1M |
Growth · year-over-year · Revenue CAGR 20.5%
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue growth | +19.0% | +21.4% | +21.1% | — |
| Net income growth | +22.5% | +30.0% | +15.5% | — |
| EPS growth | +22.4% | +30.0% | +15.5% | — |
| Free cash flow growth | -24.4% | +47.4% | +416.2% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · ZA · as of 2026-02-28. Figures in ZAR. Facts plus Stocktoria's own computed scores — not investment advice.