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Capitec Bank Holdings Limited CPI.JO
ZA · Johannesburg Stock Exchange · XJSE · stock · Financial Services · website
Capitec Bank Holdings Limited financials (annual, from 10-K)
Bars are annual figures from 2023 to 2026; red bars are negative (a loss or cash outflow).
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue | $52.1B | $43.8B | $36.0B | $29.8B |
| SG&A expense | $1.4B | $1.1B | — | — |
| Interest expense | $9.2B | $10.0B | $9.3B | $7.0B |
| Income tax | $5.3B | $4.0B | $2.9B | $2.5B |
| Net income | $16.8B | $13.7B | $10.6B | $9.2B |
| EPS (diluted) | $145.43 | $118.78 | $91.37 | $79.11 |
| Operating cash flow | $18.9B | $24.9B | $17.1B | $4.3B |
| Free cash flow | $17.8B | $23.5B | $16.0B | $3.1B |
| Cash & equivalents | $29.6B | $29.3B | $22.6B | $27.8B |
| Total assets | $263.3B | $238.5B | $207.6B | $190.6B |
| Total liabilities | $203.8B | $187.6B | $164.0B | $152.7B |
| Shareholders' equity | $59.5B | $50.9B | $43.5B | $37.9B |
Growth · year-over-year · Revenue CAGR 20.5%
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue growth | +19.0% | +21.4% | +21.1% | — |
| Net income growth | +22.5% | +30.0% | +15.5% | — |
| EPS growth | +22.4% | +30.0% | +15.5% | — |
| Free cash flow growth | -24.4% | +47.4% | +416.2% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: company filings via Yahoo Finance · ZA · as of 2026-02-28. Figures in ZAR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.